Mortgages
our mortgage division will sweep
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We have a friendly and expert department. From a brief conversation, it will be possible to pre-approve you over the phone and discuss which mortgage is best for you. Our team of experts based here in the UK and in Paris can assess your application before it is sent to the lenders! We then take care of everything for you by making the application as smooth as possible. Applying is easy and the initial conversation takes just a few minutes.
Mortgage Rates... Mortgages in the euro-zone can be very competitive with rates from as little as 3.9%depending on status and the type of mortgage that you take.
Mortgage Types... We have a selection of mortgages for you to choose from, including Interest only, repayment, variable and fixed. Fixed mortgages can be fixed for the entire term of the mortgage to help you plan your finances.
Mortgage criteria... The banks generally look for around no more than around 33% of your gross monthly income to be taken up by fixed outgoings (loans/mortgages etc). If your ratio is higher than this, then the banks will reduce the amount that they will lend to you. The banks favour track record of employment. Self-employed normally need minimum of 1 year accounts. The French banks will as for all the usual documents such as pay slips and bank statements. They will look at your whole financial picture and come to a quick decision. Depending on the strength of the case RSA investors can generally expect a 75% LTV (loan to value, meaning you can borrow up to 75% of the property value) We'll manage the entire process to a speedy cconclusion.
you can call us on 0044 161 976 5656 |